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Basics
How To Receive A Free Credit Report
Written by Michael Asu   
For many years, it was difficult, if not impossible for the average person to find recourse if they were denied credit.  Individuals were not allowed access to their personal credit histories, and when the law finally mandated access, the process of getting a copy of the report was cumbersome and expensive. In recent years, there has been an increase in consumer-protection legislation meant to give individuals greater power over their financial situation. 
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File Plan, Key Step in Records Management
Written by Michael Asu   
There are several steps in records management, each of them is very important and has its role. But the most important part in records management is the file plan. A file plan describes every type of records in the organization, the location where they should be stored, the rules applying to them, the retention schedule and timeline, manner of their disposition, and the person or persons responsible for their management.
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